WHAT WE DO

PAYMENT SOLUTIONS…SIMPLIFIED

We help companies implement solutions that enable payments. We remove the complexities of product & technology choices in the ever-changing payments landscape. Our focus is squarely on delivering secure, simplified solutions that help our clients get value from their customers.

303m

Million Cards Supplied

49,2

Billion Rand of Tx's Enabled

% Market Share

606

Tons of recycled PVC used

Our Solutions

Because we don’t have a cookie cutter approach to payment solutions, when it comes to products, technology and services we have no boundaries. But we know that the techie in you wants to see some of the exciting things we offer, so have a look below for a high level overview of some of our tools.

CARD SOLUTIONS

From high volume retail Gift, Loyalty, Private Label Account cards to highly secure and complex Banking EMV products – we have solutions and production capacity that can meet any card program’s needs: From basic magstripe cards to entry-level chip card products, through to complex dual interface & contactless solutions. We provide end-to-end card solutions that include program design, production, data preparation and enrichment, highly secure personalisation, packaging & fulfillment and secure distribution direct to branch.

MOBILE PAYMENTS

The world of payments is evolving at an unprecedented rate. We partner with you on the journey to reinvent your card program seamlessly to a mobile payment solution – and beyond. We have wide range of technologies available, wrapped in a mobile wallet framework that is highly scalable and cost effective.

TRANSACTION PROCESSING

We provide an advanced end-to-end solution on a service basis to create the core issuing, card management and transaction processing backbone for your program… private label or interoperable, card or mobile based. We develop and build, implement and support – allowing you to focus on creating a strong value proposition for your customers while we worry about making things work.

INTELLIGENCE & ANALYTICS

The concept of real-time data analytics, campaign creation and execution at the moment of payment, by card or mobile, is where markets are moving to. We provide technology that actively analyses payment data to create measurable behaviour shift in your customer base.

THE MARKETS WE WORK IN

Retail

We provide innovative products & solutions for Loyalty, Gift and Account card programs, further powered by sophisticated data analytics and mapping technologies.

Banking

Crossgate is a certified Visa MasterCard global vendor and operates from a secure facility in Cape Town. We provide EMV products and we are agnostic, covering all card technologies and platforms with a roadmap to mobile.

Transit

We make transit programs cashless. We deliver solutions that cut across all aspects of issuance, processing, reconciliation and settlement. We offer world-class solutions and use AI to increase profitability of operations.

Emerging Markets

We are active in various emerging verticals and partner with new challenger entrants to the traditional payments ecosystems with products and solutions that remove complexity and cost.